If you are seeking a mortgage loan, here's something to think about. The Equal Credit Opportunity Act prohibits lenders from discriminating against credit applicants in any aspect of a credit transaction on the basis of race, color, religion, national origin, sex, marital status, age, whether all or part of the applicant's income comes from a public assistance program, or whether the applicant has in good faith exercised a right under the Consumer Credit Protection Act.

To avoid pitfalls in finding a mortgage, the best idea is to compare several different sites to find the best plan for you.